Terms & Conditions

Applicants must be at least 21 years of age. You are required to maintain a minimum credit score as per current banking norms and provide verifiable proof of a steady monthly income. Book My Loan reserves the right to request additional verification documents at any time.

Interest rates for debt consolidation and personal loans start from 10.99% per annum. Final rates are subject to individual credit assessment, partner bank policies, and prevailing market conditions at the time of approval.

You agree to provide accurate, complete, and current information during the application process. Submission of forged or misleading documentation will result in immediate termination of the service and potential legal action as per jurisdictional laws.

Loan processing fees are governed by the specific policies of our partner banks and financial institutions. These fees are generally non-refundable once the loan application has reached the processing stage, regardless of the final outcome.

Book My Loan acts as a facilitator. We are not responsible for loan rejections by financial institutions, nor for any disputes arising between the borrower and the lender. Our liability is limited to the advisory services provided.

We reserve the right to update these terms and conditions at any time without prior notice. Continued use of our platform following any changes constitutes acceptance of the new terms. We recommend reviewing this page periodically.